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Common mistake

Picturing percentage growth as the same amount every year

It sounds like this

“10% a year on £1,000 is £100 a year, so after 30 years I'd have about £4,000.”

Why it’s wrong

It works out every year's growth on the first amount, so the growth on earlier growth — which becomes most of the total — never appears.

The lesson that fixes it

Cognosc spots mistakes like this.

When you explain something in your own words, Cognosc can tell exactly which mistake you’re making — not just that you’re wrong — and gives you a short lesson to fix that one thing.